The Challenges Today For Concepts For urgent care clinic services
Health Insurance: A Short Guide To Getting The Right Policy
Many people have worried about the changing environment in the United States, regarding health insurance. It is not as difficult to find good affordable health insurance as you may think. This article will provide several great tips to help you find the perfect insurance for yourself or your family, at a price that fits your budget.
If monthly costs for health insurance are a concern, look a higher deductible plan. This option allows for you to handle smaller out of pocket costs as needed and the need for a deductible is only necessary when a more catastrophic event occurs. The minor incidents are easier to budget and allow you to save monthly dollars for your day to day life.
Health insurance can be expensive if you have to pay for it yourself and don't have an employer who offers a group policy. Short term medical insurance can cover you for six months to a year, while you find something else that works for you. It will protect you in the event of a major illness or injury and is often very affordable.
Take out health insurance to protect yourself against financial ruin. If you take ill you may have to leave your job and without a regular income medical bills could easily bankrupt you. Just be sure to research any health insurance plan fully before you sign anything so you are aware of which health conditions it covers.
Be aware that certain health insurance companies will not give you insurance if you have serious pre-existing conditions. This is because they look at you as a liability. If this happens, search the internet or ask family friends if they know of a health insurance company that will provide you with insurance.
If a pregnancy is in your near future, make sure you are fully prepared by investing in insurance that will cover all of the related medical expenses. Don't leave this to chance; some insurance doesn't cover pregnancy, complications from pregnancy or labor.
As long as your children are still living with you, they can now be covered by your insurance up until they are 26 years old (up from 19 pre-policy change). This means your family can now save more on health insurance premiums, so do not neglect to take advantage of this new law if your kids still live at home.
Even if you think you have found the perfect health insurance company, it does not hurt to look around for others. By shopping around, you may find that there is an even better health insurance company for you and your specific needs. You may even save money by looking around.
Understand your state's laws and regulations when looking for health insurance. Some states offer protection for people with pre-existing conditions, while others don't. By knowing the rules, you will be sure to get the best health insurance possible.
You need to get health insurance so that you are protected, in case anything read more happens. If you do not have health insurance and break an arm, you will have to pay for the medical bills, out of pocket. A visit to the emergency room can cost over $10,000. Most people cannot afford such a hefty bill and end up in extreme financial straits because they did not have health insurance.
When thinking about getting health insurance coverage, not many people think of test driving their prospective plan. This is called a free trial basis - you get your money back if you aren't happy - as long as it is canceled within a set amount of time. Check to see if this is offered in your area!
Stop smoking and wear your seat belt to save money on your health insurance. Many companies offer discounts or financial incentives to individuals who lead a healthy life. Even business policies often offer such incentives if you participate in a wellness program. Check with your insurance agent or Human Resource Department to see if you qualify.
After reading the tips in this article you should have a better sense of the type of health insurance you want to get for yourself. Remember that health insurance is a serious subject so if you need to reread the article so you can retain the information you learned, in the end you just want the coverage that's the best fit for you.
BBC News Cites Telehealth Study with Positive Results, Areas of Improvement
In a recent BBC article Washington correspondent, Silvia Martelli, said that millions of patients across the U.S. have seen a healthcare provider, from across all specialties, “in the comfort of their home.”
The article cited a national survey conducted by Harvard Business Review (HBR) and Press Ganey confirming this. They asked 1.3 million patients about their telehealth experience and the response to telemedicine was overwhelmingly positive.
Telehealth, or virtual care as it’s now more commonly called — a term becoming more entrenched by research firms like Gartner and its recent 2020 Market Guide for Virtual Care Solutions — has been available to healthcare providers for decades. When the pandemic exploded across the world, so did the use of virtual care. The safety and convenience of it became abundantly clear, and patients and providers alike flocked to the technology.
“COVID forced us to recognize telemedicine’s value.”
Dr. Eric Singman, Associate Professor, Johns Hopkins School of Medicine, as cited in the recent BBC article.
Prior to the pandemic, BBC’s Martelli reports that virtual care usage was around 1% of all medical encounters. In March 2020, virtual care accounted for 34% of all medical encounters. That was its peak. In July usage dropped to 22%, and since August it has held at about 15% of all medical encounters.
Other than care like procedures, complex surgeries, and anything relying on direct, hands-on patient care, it appears almost any visit can be a virtual one. With the rapid growth of artificial intelligence (AI), and ever-improving technological advancements, even those visits may one day become virtual. Read about the visionary future of virtual care in 2050 where our morning showers-of-the-future aided by VR and AI will be focal to our daily routines, according to eVisit’s CTO and on-staff futurist, Miles Romney.
In the BBC story Dr. Eric Singman, Associate Professor at Johns Hopkins School of Medicine, also said, “A patient’s health history is 90% of the diagnosis, and history is something we do verbally.” In fact, in some specialties like behavioral health, virtual care may be the preferred method of the encounter and could be considered better than an in-person visit according to Dr. Joe Kvedar, chair of the board at the American Telehealth Association (ATA) and professor of dermatology at Harvard Medical School.
https://docs.google.com/presentation/d/1ZiSk2MOF17UdugnGNqOAojsLDrM0Qu-pLwshdGqch_M/edit?usp=sharing